Is a street with a rude name your way up the housing ladder?

270rudestreetThere are loads of places in the UK whose names sound like a gag and someone must have had a giggle while creating them. Suggestive street names like Crotch Crescent, Minge Lane or Bell End are a guaranteed snigger. However, a study found that a rude street name could knock thousands off the price of the houses on these streets compared to ones that are just next to them. Living in Crotch Crescent Road could reduce your property price by £84,000!

The study by statistics expert Dr Geoff Ellis explores the top 10 rudest street names and the impact on house prices these names have. Could this be your way up the housing ladder?

Top 10 Rudest Street Names

  1. Minge Lane, Upton-upon-Severn, Worcestershire, detached house – £253,389 and detached house in Longfield – £325,000
  2. Slag Lane, Lowton, Lancashire, semi-detached house – £112,620 and semi detached house in Fieldfare Close – £141,297
  3. Fanny Hands Lane, Ludford, Lincolnshire detached house, £157,200 and detached house in Magna Mile, £236,987.
  4. Bell End, Rowley Regis, West Midlands, semi-detached house, £126,409 and semi-detached house in Uplands Avenue, £187,027.
  5. Crotch Crescent, Marston, Oxfordshire, terraced house, £238,250 and terraced house in Ouseley Close, £280,500.
  6. The Knob, Kings Sutton, Northamptonshire, semi-detached house, £245,000 and semi-detached house in Glebe Rise, £249,000.
  7. Cock Lane, Farringdon, London, terraced house, £142,757 and terraced house in Wreford Court, £162,500.
  8. Cockshoot Close, Stonesfield, Oxfordshire, semi-detached house, £286,536 and semi-detached house in Longore, £304,794.
  9. Cumming Street, Islington, London, flat, £292,768 and flat in Britannia Street, £358,419.
  10. Cock A-Dobby, Sandhurst, Berkshire, detached house, £456,481 and detached house in Longdown Road, £615,000.

Street names like Cock-a-Dobby and The Knob could create a bit of a chuckle but research from website NeedAProperty.com found that living on a road with a rude name could be a fifth cheaper than the more sophisticatedly named places around which is no laughing matter.

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The top film locations in the UK

trainThe UK is one big, gorgeous movie set in itself – walking around towns like Oxford, Cambridge or Bath makes you feel like you are part of a movie. For this reason many film makers have chosen places around Britain to film some great classics. Discovering the filming location of some of your favourite movies makes is quite exciting, so here we look at where you can find some of them.

  1. Harry Potter movies

The Warner Studios near Watford offers a great day out for young and old fans alike and there you can see Diagon Alley, the Hogwarts Express, Privet Drive, etc. However, the film locations of the eight movies about the teen wizard are scattered all over Britain. Get a train from London’s King’s Cross station and you can find Platform 9 ¾ from where the Hogwarts Express departs to take the young wizards to the magical school. The Glenfinnan Viaduct in the Highlands is where Ron’s flying Ford Anglia lands and London’s Leadenhall Market is the entrance to the Leaky Cauldron. You can see parts of Hogwarts in Alnwick Castle in Northumberland, the Bodleian Library in Oxford and Durham Cathedral. Magical!

Tip for fans of the books:  J.K. Rowling, the author of the Harry Potter books, went to university in Exeter and parts of the city are said to have inspired her for places in the books – Gandy Street in the town centre looks a lot like Diagon Alley and the Old Firehouse pub is said to be the Leaky Cauldron. The author hasn’t confirmed this but if you’re in the area, it’s worth checking them out.

  1. James Bond movies

mi6-buildingThe James Bond film locations can be found all over the world – some of the latest movies have been filmed in Brazil, Turkey, Czech Republic, Italy, etc. There are some locations in the UK though that you wouldn’t want to miss if you are a fan. The original MI6 headquarters appears in ‘Golden Eye’ and ‘The World is Not Enough’, while the Old War Office Building in Whitehall is featured as MI6 HQ in ‘Octopussy’, ‘License to Kill’ and ‘A View to Kill’. The National Motor Museum at Beaulieu in the New Forest has one of the biggest collections of Bond vehicles in the world – you can even find the Lotus submarine from ‘The Spy Who Loves Me’.

  1. The Da Vinci Code

You can follow the footsteps of Professor Robert Langdon (Tom Hanks) and Sophie Neveu (Audrey Tatou) trying to resolve the mystery of the Da Vinci Code around many locations in London and around the UK. You can find the Temple Church and Westminster Abbey in London and then check out Lincoln Cathedral which is used as the abbey’s interior. The painting Madonna of the Rocks is in the National Gallery on Trafalgar square which is free to visit and the Horse Guards Parade near St. James’s Palace in London is where the mysterious ‘Teacher’ lures Remy and poisons him.

  1. Notting Hill

bluedoorThe Hugh Grant and Julia Roberts classic romantic comedy turned the West London neighbourhood into a major tourist hotspot. The Portobello Road market is now one of the top 10 tourist attractions in London and the blue door must be one of the most famous British film locations. You can find it at 280 Westbourne Park Road, Notting Hill, London W11. The film features loads of places in the area so just wander about and you can come across the Coronet cinema, the tattoo parlour at 201 Portobello Road, etc.

  1. Pride and Prejudice

pp0406The star-studded 2005 adaptation of Jane Austen’s novel featuring Keira Knightley, Rosamund Pike, Donald Sutherland and Judy Dench among others made great use of locations across Derbyshire, Lincolnshire and Kent. The home of Mr. Darcy is Chatsworth House in Derbyshire and in the beautiful Peak District you can find Stamford, the Georgian town in Lincolnshire which became Meryton Village.

  1. Four Weddings and a Funeral

This 1992 romantic comedy that turned Hugh Grant into the king of the rom-com genre seems to wander all around Britain from Scotland to Somerset but it was actually filmed entirely in London and the Home Counties in the South East.  Some of the major London locations are the Royal Naval College in Greenwich and the National Film Theatre on the South bank.

  1. Poldark

poldarkThe recent super successful BBC period drama takes place in 18th century Cornwall. Much of the action is outdoors and the breathtaking scenery of Cornwall adds loads to the series. The filming locations are scattered all over Cornwall – the Levant Mine plays the role of Tressiders Rolling Mill and Owles and Crowns near Botallack is Ross Poldark’s Wheal Leisure, and Bodmin Moor and Padstow area stood for most of the outdoors/cliff scenes. You can find the BBC breakdown of the filming locations across Cornwall here http://www.bbc.co.uk/programmes/articles/nbVFGmB7lFVmJJKpjrCQV/poldarks-cornwall-locations

  1. The Queen

The Queen, starring Helen Mirren, tells the story of the days after the death of Princess Diana and made a star of the Scottish houses. The top royal locations featured in the film are Culzean Castle, Castle Frazer in Aberdeenshire and Balmoral, as well as Glenfeshie Estate and some of London’s royal and political sights.

  1. Love Actually

192706Love Actually is the ultimate London rom-com package featuring emblematic places like Downing Street 10, Somerset House, Heathrow Airport,St. Christopher’s Place, etc. On Gabriel’s Wharf, in front of the Riviera restaurant, is the bench where Daniel (Liam Neeson) discovers that his son is – actually – in love. Mark (Andrew Lincoln) lives a bit further east in the Oxo Tower Wharf complex where he embarrassedly leaves Juliet (Keira Knightley) with the wedding video. The dodgy end of Wandsworth where the PM looks for his Natalie is actually in Herne Hill, 102 Poplar Road, and Peter and Juliet live on 27 St Luke’s Mews, Notting Hill.

  1. Downton Abbey

highclereThe real castle that plays the role of Downton Abbey in the period drama is Highclere Castle in Berkshire (South East England) which is the home of the Earl and Countess of Carnarvon. The castle opens at different period throughout the year and next it will be open from Sunday 12th July to Thursday 10th September.

 

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How to win at the wine list

winelistA friend of mine always says that the house wine is better than the second cheapest as the restaurant buys in bulk and usually gets better quality. However, many people in Britain always drink the same wine or just pick the second cheapest bottle on the menu, a survey has concluded. Here are our tips about how to be a winner at the wine list challenge without necessarily being a wine connoisseur.

How to avoid the cheap plonk

It is usually safe to assume that wines coming from certain countries or regions would be good value at a lower price. These are usually wines coming from Chile and Argentina when it comes to red, full-flavoured wines while southern France is a great source of house or entry-level wines – look out for Languedoc or Cotes du Rhone. Southern Italy – Puglia or Sicily – is another good bet when it comes to decent wine at the lower end. Alternatively, countries like Bulgaria, Romania or Hungary offer good value wines at the cheaper end. In general, a good restaurant will not serve you bad wine so don’t be afraid to try the cheaper options.

 When it’s worth splurging

Fine quality wine often comes with a substantial price. There are some exceptions though. 100 years ago German wines used to cost more than the top Bordeaux wines but then their reputation plunged massively until recently they started to focus on quality again. This means that now you can find some great quality wines (Riesling especially) for a fraction of the price of quality French wines.

What not to gamble on

The big names such as the French Burgundy, Bordeaux and Champagne, the Spanish Rioja, the Italian Montepulciano and Chianti, as well as some southern Australian produce can actually be a massive hit and miss. If you don’t know the producer, then you are going for a bigger gamble than when picking a less known region like Languedoc.

Whenever you are in a puzzle as to what wine to pick, ask for a recommendation from the restaurant staff stating your budget. Before going for the second cheapest wine. Again.

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How to make the most of your holiday money?

270beachThe summer is near and the pound is still very strong so if you are headed abroad any time soon, your money is in a very good position. Here are some tips and tricks on how to get organised and make your cash go as far as possible.

Plan well

Overlooking details about luggage allowance when flying could cost you £100+ for a few extra kilos at the airport.  A wrong letter on a flight reservation could also cost you a packet to change afterwards. A missed flight could cost you £100s to rebook. Research by FAIRFX states that typical holidaymakers spend £100s more than they need to because of not getting organised. So take extra care when making the reservations for your holiday and plan well ahead your packing, how you’re going to get to the airport, if you’re going to rent a car or use airport parking, etc. and this could save you a lot of money and trouble.

Travel insurance

Buying your insurance through your travel agent is a big no no – you could end up paying loads more. Use a comparison website and only buy the insurance that you need. With this kind of insurance the cheaper is usually better but make sure you take into account the excess you would have to pay if you make a claim, as well as the cover you are getting for lost luggage, cancellation of the flight or missing your flight.

Don’t pay for EHIC/ESTA

ehicEuropean Health Insurance Cards or EHICs can be used within the European Union and Switzerland, Norway and Liechtenstein to get health care at the same rate as the locals (if it’s free for them, you would get it for free too). They are not a substitute of travel insurance as they don’t offer any additional cover. EHICs can be ordered online from the NHS at this link https://www.ehic.org.uk/Internet/startApplication.do and are completely free. If you happen to come across a site which offers you to process your application more quickly (sometimes a top result on Google), don’t do it – you will be wasting your money. It’s the same with the Electronic System for Travel Authorization (ESTA) for the USA – beware websites that offer to process your application for you, they could even delay your application in the end!

Travel money

currencyThe cheapest way to spend abroad is by getting a specialist credit card which doesn’t charge you a foreign currency exchange fee when spending on it. Normal debit or credit cards would charge you around 2-3% each time you pay with them abroad, and an extra £1-2 when withdrawing cash. Another cheap way to spend abroad is prepaid credit cards which are great also for managing the amount of money you spend.

If you need to exchange cash, pre-order it in advance and you would be getting the top rates. Never leave it for the airport as this will be costing you loads! If you want to get the cash at the airport, at least pre-order it so you get the better rates.

Compare credit cards for using abroad here

Do it like the locals

Do your homework before you go away and research for any tips from people who have been to that destination before – Trip Advisor is great for that. You could find information about cheaper ways to get around in your destinations, cheaper places to eat, free places to visit, etc. Another great place to get information is at your hotel’s reception. Don’t be afraid to ask the receptionist/ concierge for information – they usually know the destination quite well and have some insider locals tips.

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The sun creams that don’t give you the protection they promise

Consumer organisation Which? has announced that two of UK’s most popular brands of sun screen do not provide the protection that is stated on the label, which may put users at risk of sunburn. Laboratory tests showed that the Boots Soltan and Hawaiian Tropic sun creams offer only two thirds of the protection they promise.

suncream

Sun protection factor (SPF) measures the amount of protection against the harmful ultraviolet B (UVB) sunrays which are the main cause of sunburn, as well as ultraviolet A (UVA) rays which are less dangerous. Using SPF 30 means that you could stay in the sun 30 times longer than when using nothing.

Which? tested 13 different creams to see whether they really offer the SPF on the label. The two products by Boots and Hawaiian Tropic passed the UVA tests but failed the UVB test. Both companies have since claimed that their products have passed independent tests successfully and provide even more protection than stated. However, Which? advises consumers not to buy the products as when using them they might be exposed to harmful sunrays for longer than safe.

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Pets that have more money than you?

Looking at celebrity rich-lists makes you feel that life is unfair? Then prepare to cringe. These pets not only bring home the bacon, they are awfully wealthy!

Grumpy Cat – A lot

The owner of Grumpy cat Tabatha Bundesen denied reports that the famous cat whose grimace is due to cat dwarfism made a fortune of $100m (£67m) but with a licensed merchandise line and advertising deals, this grump could easily be the wealthiest pet.

Gunther – $145m or £90m

The German Shepherd Gunther inherited his fortune from his father who was left the money after the death of his owner, the German countess Karlotta Liebenstein. He famously purchased Madonna’s Miami villa for £5m as well as a £1,000 white truffle.

Kalu – £40m

article-1339989-0C89E789000005DC-366_468x660Patricia O’Neill, daughter of the Countess of Kenmore and wife of former Australian swimming champion Frank O’Neill left £40m to her chimpanzee Kalu after her death. She fell in love with the chimpanzee after rescuing her from a tree outside the home of Argentinian Consul-General in Zaire.

Tommasino – £10m

19306_S_Italian-cat-inheritsMaria Assunta, an Italian real-estate owner died aged 94 in 2011 and left her entire fortune to Tommasino – a stray cat she rescued and took care of. Italian law does not allow animals to inherit money so the fortune is now administered by Maria Assunta’s nurse, Stefania who takes care of Tommasino.

Choupette – £2m

karl_795Choupette is fashion designer Karl Lagerfeld’s pet and is claimed to have made €3m last year from advertisements for a Japanese cosmetics firm and a German car maker. The designer said that his cat is too sophisticated for cat food advertisements.

Trouble – £1m

maltese-puppyOriginally Trouble, Leona Helmsley’s Maltese terrier, inherited £6m from her wealthy owner cutting off two of her grandchildren from her will. However, they have made an appeal since and the dog will now have to live ‘modestly’ with its £1m.

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Lost luggage or delayed flight? Finally someone will be able to help…

suitcaseAnyone who has suffered flight delays or lost luggage knows that complaint handling and getting compensation could take a lot of time and efforts. At last, a new independent ombudsman-style complaints service will be set up to assist travellers who have suffered flight delays or lost luggage.

Currently complaints are being handled by the regulator – the Civil Aviation Authority (CAA) who have struggled to deal with the massive number of cases they receive and to force airlines to follow its decisions or make payments. The new regulatory body will be set up by major airlines and will be impartial and low cost, but not free as European rules allow airlines to charge up to £25 per case. However, the CAA have said they will ensure that if a passenger wins the case, the fee will be waived.

The new service will not be compulsory for airlines to join and airlines will be able to group together to form their own schemes, so we could end up with several complaints services – the airlines will have to display on their websites if and when they are members of any scheme. However, these schemes are still going to make getting compensation easier as the airlines will not be able to ignore their decisions as they could until now with the CAA’s decisions. If the airlines do ignore the ombudsman-style body’s decisions, they will be excluded from it. The service will be launched at the end of 2015/beginning of 2016.

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Top cheap/free things to do this Easter

We are so excited to get some time off this Easter but we also don’t want to break the bank so here is a list of some free or cheap stuff that can be fun for young and old alike.!50 imageGo out for a walk or a hike – The flowers are out, it’s warmer outside, hopefully we’ll get some sun (don’t forget to pack your waterproofs just in case) so take your family/friends/loved ones out to the park. Take a sort of container and create a Nature Trail by collecting different leaves, flowers, worms, etc. – the kids will love it!

!50 imageVisit a gallery/museum – Free galleries/museums are always great for spending a cheap day out. They might be busy around Easter but hey, when aren’t they.The Guardian have a great article about the Top 20 free family friendly museums in the UK with some of the highlights being the National Football Museum in Manchester, the National Museum of Scotland in Edinburgh, the Coventry Transport Museum, and the World Museum in Liverpool. Check out the free exhibition at your local museum or if you are in London, you can pick between the V&A, The Science, Natural History or British Museums, National Gallery to name a few.

!50 imageDo an Easter egg hunt – Cadbury’s has teamed up this year again with the National Trust and the National Trust for Scotland to organise over 300 egg hunts at different locations across the UK – find your nearest one here. Otherwise, you can always have a go at organising your own egg hunt. The secret here is to use little chocolates and hide them rather than one big one, because you don’t want it over too quickly. If you want to take it a step further, you could organise it as a treasure hunt by creating a map, giving out hints, etc.

!50 imageGo to a show – Going to the theatre doesn’t need to be expensive. You can find many cheap shows from your local council’s arts section – just go to their website.There are also some great last minute discounted deals out there – check out lastminute.com or cheaptheatretickets.com for tickets from as little as £10 even for some of the big West End shows. If you’re in London, you can also catch The Passion of Jesus at Trafalgar Square on Good Friday at 12pm and 3:15pm.

!50 imageGo on a daytrip – Take advantage of group or children’s discounts to get cheap train tickets and visit a town which is good for a day trip (not too far from where you live so you don’t spend half the day travelling). Nevena: I’m taking my mum to Cambridge (from London) on Saturday before Easter and I got two same day return tickets with Greater Anglia’s Duo rate for £24.60. We are going to explore the university buildings, go for a walk/punt along the river, go to the local parks, and make a great day out of it! Here are some more tips about how to get cheap train tickets. Some other favourite places for daytrips among the team are: Brighton, the Lakes, Howarth, Gower peninsula, Snowdonia, Bath, The Trossachs, Cotswolds, Stratford-upon-Avon, Sterling castle, Canterbury, etc.

!50 imageDo a spring clean
– If the weather is not great and you don’t feel like going out, there is your perfect opportunity for a massive clear out. You could even sell some of your unwanted stuff on ebay/gumtree and make some extra cash. I know this might not be the most fun but it could be rewarding when you see your nice shiny house.

!50 imageCook something – Another fun indoor activity is cooking. Pick a recipe which is tasty, unusual or just takes time and you don’t usually have time to do it. If you have kids, let them help as well! Get them aprons, hats, etc. and they will love to be chefs for the day! Alternatively, Tesco is organising free cooking courses for children this Easter – they will provide all the ingredients and will give out aprons and recipes to take home!

!50 imageWatch a film – If you haven’t used them already, you can get 1-month free trials on Netflix or Amazon Prime, to get some of the latest TV shows, blockbusters or older classics. Youtube also offers a great range of free full movies so have a hunt on there too!

 

 

!50 imageGo to the coast – Britain has the longest coast line in Europe and apparently you are never more than 60 miles away from the beach so why not go explore it. Young and old alike can collect shells on the beach, and then once you get back home, you can paint them and create some art, or arrange them on your window and throw them away next Easter.

 

 

!50 imageGo animal spotting – Easter lambs, Easter bunnies or Easter chicks – animal spotting in a local farm can be loads of fun. There are free petting zoos (even in London) or some local animal parks might open for free for the holidays!

 

 

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How to save money on train tickets

by Nevena Mulyachka and Sam Ghlaimi270tickettrain

With train fares constantly going up, a nice way to save yourself some cash is ticket splitting. It is simply breaking up your ticket into a number of journeys, as opposed to buying one direct ticket. So basically, rather than purchasing a single ticket that is direct to your destination, you can purchase two or more tickets that go to the same place for cheaper. And you can even stay on the same train with these tickets if you check that the train stops at all the stations where you’ve split your tickets to.

Researching this yourself could prove quite complicated but luckily there are websites such as Train Split and Split Ticketing that will do that for you. Both of these sites have search engines which will find the cheapest possible route and tickets to the destination that is entered in the search box. Both websites also have a booking service meaning the tickets can be purchased safely through them.

Examples of how ticket splitting can be cheaper

tickethallFor example, a direct off-peak ticket from Birmingham stations to Leeds on the National Rail website is between £57 and £59. However if you were to buy a ticket from Birmingham to Derby, Derby to Sheffield and then Sheffield to Leeds they could pay as little as £34. So in this case, through buying three tickets instead of one you can potentially save more than £20 for exactly the same journey on the same train.

If you want to stay on the same train for the whole journey, you just need to check that the train between Birmingham and Leeds stops at Derby and Sheffield where the tickets are split.

Often buying multiple tickets and using train splitting can be just as fast and easy to do as buying just the one ticket so it is something that can save vast amounts of money with very little effort.

Other ways to save money on your train tickets

As ticket splitting might not be available for the day you intend to travel, here are some other tips to help you save money on your train tickets.

  • Book in advance – Generally the cheapest tickets are gone long in advance but as Network Rail finalises the time table around 12 weeks (sometimes 11 or 10) before the journey, the cheapest seats are available then.
  • train-ticket-price_2470604bTravel in a group – Travelling in a group of 3-9 people can give you 1/3 discount at off-peak times with many train companies including First Great Western, Great Northern, London Midland, etc. Nevena: I recently booked 2 same day return tickets for the Saturday before Easter from London to Cambridge and got the Greater Anglia Duo rate for £24.60. You can find more information on the National Rail website here.
  • Sign up to alerts – If you sign up to alerts with the train companies, you will be the first to know about special offers, sales or new available to book seats. Alternatively, discount website the Trainline can alert you when cheaper tickets are available for a specific journey.
  • Use a railcard – Luckily, railcards don’t end with student ones. You can get many regional ones such as Devon & Cornwall, Heart of Wales Railcard, Highland Railcard, etc. Other available railcards include Two Together – 1/3 off for the two named adults on the railcard travelling together.
  • Avoid peak times – Peak times are usually in the morning and early evenings of working days but they can vary considerably between days and train companies. The Trainline also offers a tool where you can check which trains are off-peak or super off-peak. Tip: If you are taking a very long train journey (e.g Portsmouth to Edinburgh) you might have some peak times in your journey because of which you will be charged peak tickets for the whole of the journey.  That brings us back to ticket splitting which could save you loads in these circumstances.

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Customers save £305 on average with the Great British Collective

 

 

We are almost at the half-way point for our Great British Collective and we are by the results our customers are seeing so far. Last week we brought you the news that we had secured the cheapest tariffs in the UK since 2010, with the winning tariffs from e.on and ScottishPower costing £876 a year on average. That’s whopping £429 a year saving when compared to a typical annual energy bill of £1,305 (Source: Ofgem).

We are thrilled that over 70,000 consumers have registered for the programme, with those switching saving an average of £305 from their annual gas and electricity bills. In total that is a £2,14 million pound saving for the hard-pressed energy consumers across the country.

About the Great British Collective

The Great British Collective from energyhelpline has secured the cheapest gas & electricity tariffs in the UK since 2010. From Monday 2nd March customers will be able to register and switch to them at www.greatbritishcollective.com or by calling 0800 074 0741. Right now, customers can register and we will get back in touch with them by email or phone, whichever they prefer, to do a price comparison next week.

The winning tariffs secured through its Great British Collective initiative average out at £876 a year, beating all recent collectives and all other tariffs on the market. Against the average UK home’s energy bills they offer savings of £429 a year – more than £1 a day. The deals were secured while charging normal price comparison industry commission rates.

The tariffs are available to customers both online and over the phone. A customer will be asked to register for the collective switch first – a simple and quick process – and then they can compare prices and switch. Alongside the winning tariffs, the whole of the energy market will be presented. energyhelpline has live switching deals with 26 of 35 suppliers – the most of any major energy price comparison service.

Switching is simple but people will need to be quick to get the tariffs as they are only available for three weeks from 2nd March – 22nd March.

 

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